Pay Over Time with Klarna
Buy what you love today then pay for your order in smaller instalments over time with Klarna.
How does it work?
1. Add your chosen items to your bag
2. Select your preferred Klarna option
3. Pay the first instalment and enjoy your purchases
Who are Klarna?
Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe’s largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries. We’ve partnered with Klarna to give you more payment options when you shop with us.
Am I eligible?
You must be at least 18 to use the Klarna payment options, and they are subject to your financial circumstances. If you choose the Pay in 3 option, Klarna will never charge interest or late fees, and whilst they will run soft credit searches to check eligibility, there is no impact on your credit score. You are responsible for making the agreed repayments on time and in full.
Shopping from the UK?
Choose the Klarna payment option at the checkout to spread the cost of orders up to £2,250 over 3 equal interest-free instalments on your card. The first payment will be taken on checkout and the remaining instalments collected every 30 days as per the instalment plan. To help you keep on top of your payments, you’ll be notified each time a payment is coming up and your card will be charged automatically on the due date, and you can also download the Klarna app to stay up-to-date on your outstanding balances. If you return anything before your balances are cleared, the remaining payments will be readjusted.
The (Not-So) Small Print
Klarna’s payment options make buying what you love even easier. The Pay in 3 option is an affordable way to spread out the cost of bigger purchases; however, it’s important to consider your finances and repayment plan before clicking the Pay with Klarna button at the checkout. To help you decide if Klarna is the right payment option for you, we’ve come up with lots of useful FAQs.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Failure to make payment on time could result in your debt being passed to a debt collection agency and affect future lending decisions made by Klarna.
AMARA Living Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, subject to status. Terms and conditions apply. Please note that Pay in 3 instalments are not regulated by the FCA.